England Football Personal Accident Buy Online

Buy online

General Legal Information
Statement of Demands and Needs

FOR PERSONAL ACCIDENT SECTION ONLY
From the information you have provided we have identified your demands and needs as those looking for personal accident insurance for protection in the event of an accident resulting in injury sustained whilst participating in your approved sporting activity.

This personal accident insurance product is designed to meet the demands and needs of amateur sports clubs that wish to protect their members against the consequences of accidents whilst playing in, training for or travelling to a club fixture resulting in accidental; injury, death or disability. The level of cover you’ve chosen will dictate whether cover includes a weekly benefit in addition to the one-off lump sums.

We have not provided any recommendation as to the cover you should take, and the chosen product has been selected by you based on the information supplied, by proceeding you confirm that you understand the cover provided and accept the terms. Full details of the policy terms and conditions are available on request.

You must take reasonable care not to make a misrepresentation to your insurer. If you deliberately or carelessly misinform your insurer, this could mean that part or all of a claim may not be paid.

FOR DEATH FROM NATURAL CAUSES SECTION ONLY
From the information you have provided we have identified your demands and needs as those looking for death from natural causes insurance for cover in the event of a sudden onset illness resulting in death whilst participating in your approved sporting activity for players and officials up to 55 years of age.

We have not provided any recommendation as to the cover you should take, and the chosen product has been selected by you based on the information supplied, by proceeding you confirm that you understand the cover provided and accept the terms. Full details of the policy terms and conditions are available on request.

You must take reasonable care not to make a misrepresentation to your insurer. If you deliberately or carelessly misinform your insurer, this could mean that part or all of a claim may not be paid.

Duty of Disclosure

PLEASE READ CAREFULLY: You have a duty under the Insurance Act 2015 to make a fair presentation of the risk to insurers.  This duty applies when You take out Your insurance cover, throughout the life of Your policy, and when You renew Your insurance.

The Act includes a need for You to undertake a reasonable search for material information which is known, or ought reasonably to be known, by Your company’s principals, directors, senior management (i.e.. anyone playing a significant role in making business decisions in Your firm) and staff responsible for insurance. You should advise Us of any particular concerns which led You to seek insurance cover and any special or unusual facts relating to the risk.

You must ensure that all material statements of fact are substantially correct and not misleading, and any material information which is a matter of expectation or belief (e.g. an estimate or forecast) is provided in good faith. Failure to disclose any material information or change in circumstances to Your insurers which could influence the cost, or their decision to accept Your insurance, could mean that Your policy could be invalidated or cancelled without refund, or that part or all of a claim may be not be paid.