Sports travel insurance is a specialized insurance policy that covers athletes, teams, coaches, or sports tourists when they travel for sports-related activities, both domestically and internationally.

It combines standard travel insurance features with extra protection for sports risks, which typical travel policies often exclude.

What It Covers:

1. Medical Expenses Abroad

   • If you're injured during a match or training session

   • Emergency medical evacuation (e.g. airlift from remote areas)

2. Trip Cancellation or Interruption

   • If you have to cancel due to injury, illness, or other covered reasons

3. Lost or Stolen Equipment

   • Reimbursement for lost, stolen, or damaged sports gear (e.g. skis, bikes)

4. Personal Accident Cover
   • Compensation for serious injury, disability, or accidental death

Example Scenarios:

• A footballer breaks a leg during a tournament in Spain - insurance covers hospital bills and flight changes.

• A skier’s equipment is lost in transit - insurance helps replace it quickly.

• A coach becomes ill before departure - the trip is canceled and non-refundable costs are reimbursed.

What It May Not Cover:

• Dangerous or extreme sports unless specifically included (e.g. base jumping, off-piste skiing)

• Pre-existing medical conditions unless declared

• Reckless or intoxicated behavior

• Competitions or professional events, unless declared (some policies only cover amateurs)

Who Needs It:

• Amateur and professional athletes traveling for competitions or training

• Sports teams on tour

• Adventure travelers engaging in physical activities (e.g. surfing, trekking)

• Coaches, referees, and support staff traveling with teams

Tip:

Always read the fine print: many standard travel policies exclude sports-related injuries unless you buy add-ons or a tailored sports policy.

For more information you can view the dedicated page on our website, click here to view.