Terms

Terms

Overview
Please read the following information carefully before using our website. If you do not agree to be bound by these Terms you must stop using this website immediately.

In these Terms, “we”, “our” and “us” or “Sportsguard” means The Admin Bureau Ltd.
Company registered in England, Company Registration Number: 2444201.

Changes to Terms
Please check this page each time you buy a product.

Privacy
We are committed to safeguarding the privacy of our customers. Please click here for our policy in relation to privacy and how we use any data you supply us.

Cancelling your policy
Cooling off period
You are entitled to cancel this policy and receive a full refund by writing to us within fourteen (14) days of either:

  • the date you receive this policy; or
  • the start of the period of insurance

whichever is the later.

Cancellation outside of the cooling off period
You can also cancel your policy at any time by writing to your broker. Any return premium due to you will depend on how long this policy has been in force and whether you have made a claim.

We can cancel this policy by giving you thirty (30) days notice in writing.
We will only do this for a valid reason (examples of valid reasons are as follows):

  • Non-payment of premium;
  • A change in risk occurring which means that we can no longer provide you with insurance cover;
  • Non-cooperation or failure to supply any information or documentation we request;
  • Threatening or abusive behavior or the use of threatening or abusive language.

International Use 
The products and services of this website are not available to those who reside outside of the United Kingdom.

Access to our website and content
The information provided by us on the website is not in any way an invitation or recommendation to buy any products or services featured and you should seek appropriate advice.

We will endeavour to allow uninterrupted access to the website, but access to the website may be suspended, restricted or terminated at any time.

We reserve the right to change, modify, substitute or remove without notice any information on the website from time to time.

We assume no responsibility for the contents of any other websites to which the website has links.

Intellectual property 
Unless we have clearly stated otherwise, all intellectual property rights are our property. These include (but are not limited to) copyright in the graphic images, buttons, layout, and text contained in our website. Other product and company names reproduced on our website may be the trademarks (registered or otherwise) of their respective owners.

Hyperlinks 
You may create a hyperlink to this website without consent. In order to provide you with the best web-based service, we have included within our website several links to other websites. We cannot be responsible for those websites and their content which are beyond our control and we make no representation as to their quality, suitability, functionality or legality and you waive any claim you may have against us with respect to such websites. 

User conduct 
When accessing or using any service provided on this website, you may not post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind.

Disclaimer 
Whilst we have taken all reasonable care to ensure the information contained within these pages is accurate we do not guarantee the accuracy or completeness of any information contained on or provided in connection with our website, full details of cover provided is contained in the policy wording (available on request). We are not responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with our website. You are responsible for the security of any data which you transfer to or from our website.

We shall not be responsible for any loss or damage caused, directly or indirectly, by your use of our website or the information contained on our website. We disclaim all conditions, warranties, or other terms whether expressed or implied by statute, custom or usage relating to the information contained in or omitted from the service offered via our website.

Limitation of Liability 
We use reasonable endeavours to ensure that the data on the website is accurate and to correct any errors or omissions as soon as practicable after being notified of them. We do not monitor, verify or endorse information submitted by third parties for posting on the website and you should be aware that such information may be inaccurate, incomplete or out of date. To the extent permitted by applicable law, we disclaim all warranties and representations (whether express or implied) as to the accuracy of any information contained on the website. We do not guarantee that the website will be fault free and do not accept liability for any errors or omissions.

Due to the nature of electronic transmission of data over the internet, and the number of users by whom data is posted on to the website, any liability we may have for any losses or claims arising from an inability to access the website, or from any use of the website or reliance on the data transmitted using the website, is excluded to the fullest extent permissible by law. In no event shall we be liable for any indirect loss, consequential loss, loss of profit, data, revenue, business opportunity, anticipated savings, goodwill or reputation whether in contract, tort or otherwise arising out of or in connection with this agreement or use of the website save where such liability cannot be excluded by law.

We do not give any warranty that the website is free from viruses or anything else which may have a harmful effect on any technology.

Indemnity 
You shall be liable to us for any loss we suffer as a result of your use of our website or any breach of these Terms by you. 

User name and password
On registering with us, you are issued with a user name and password which must be used in order to access certain restricted parts of the website. The user name and password are personal to you and are not transferable.

Your name and password are the methods used by us to identify you and, so, are very important. You are responsible for all information posted on the website by anyone using your user name and password and any payments due for services accessed through the website by anyone using your user name and password. Any breach of security of a user name and password should be notified to us immediately.

You may not adapt or circumvent the systems in place in connection with the website, nor access the website other than through normal operations.

Termination
We may terminate your access to the website and the services within it at any time.

All disclaimers, indemnities and exclusions in these terms and conditions shall survive termination of the agreement between us for any reason.

General
If any provision of these terms and conditions is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these terms and conditions shall not be affected.

We may modify these terms and conditions at any time by publishing the modified terms and conditions on the website. Any modifications shall take effect on the date they have been published on the website.

If you breach these terms and conditions and we do not take action against you immediately we are still entitled to enforce our rights in respect of that breach or any subsequent breach.

Jurisdiction and governing law
Unless otherwise specified, the products and services described on this website are available only to UK residents. The information on this website is directed only at UK residents and may not comply with laws of any other country and any person who accesses this website from outside of the UK is responsible for compliance with local laws, if applicable.

These terms and conditions shall be governed by and construed in accordance with English law.

Any disputes shall be subject to the exclusive jurisdiction of the English courts, to which both parties submit.